A 4-minute quiz
PI or public liability? Test yourself.
A café, a plumber, an engineer, an accountant and seven more. Twelve things go wrong in one week. For each one, is it professional indemnity, public liability, both or neither? Twenty seconds to decide.
General information only. It asks what published wordings are written for, not what your policy says: whether a claim is paid always turns on your own wording.
Real wordings
Every answer quotes a published Australian PL or PI wording, with the clause.
Four answers
PI, public liability, both, or neither. The last one catches most people out.
Five results
Your wrong answers lean one way. Find out whether you’re The Hard Hat or The Desk Jockey.
More on this: Professional indemnity vs public liability: what’s the difference?, and business insurance with Gary.